OFWs Required 3% Additional PhilHealth Contribution

What’s your take on this?

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Di ako affected kasi I gave up my Filipino citizenship, pero I’m worried for my yaya.

Yayas don’t earn much na nga tapos they have to pay for this pa? Yung conversation yesterday on my FB was around this, among my OFW friends.

They’ll stop you from leaving the country daw, at immigration, if you don’t pay for your Philhealth. Sa totoo lang, ang mahal ng Pinoy na yaya dahil sa OWWA, agency fees, whatever whatever fees associated with their visits back to the Phils. Pinoy yayas also charge a premium, I think because of their English-speaking skills, and because the embassy demands a minimum salary for them that’s higher than that of other countries. More expats and locals in Singapore are preferring helpers from Myanmar, or Indonesia, because they’re cheaper. This is just another thing that employers have to bear when hiring Pinoys.

The advice I got on FB is that I’d better draw up another contract for my yaya, with a lower declared monthly salary, para mas mababa rin babayaran nya. I haven’t decided yet if I’ll shoulder it, as her employer. She already has comprehensive medical and accident insurance here, that I also pay for.

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Lahat naman ng Pilipino na employed eh magbabayad, not just OFWs. Ang masakit lang sa OFW at permanent residents, sagot nila yung buong 3-5%. Yung mga local at seamen, kalahati babayaran ng employer or agency, kalahati babayaran ng individual.

Just saw some posts in Soc Med that this was already suspended by Tatay Digs?

I think if ofws still have dependents in the Philippines baka medyo justified pa (medyo lang) but kung wala talaga I just don’t see the point.

Sorry, pardon the ignorance, saan ba ginagamit ang Philhealth?

In the case of my yaya, iniisip ko pa kung 100% sya ang sasagot or hati kami, or 100% from me.

Edit: so this happened

Ang gulo

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Syempre strategy. Pinain nya sarili nyang tao, then Bong Go “steps in”, then the president relents. DDS: “Salamat sa pakikinig sa amin mahal na pangulo! Buti hindi kayo gaya ni PNoy!” :joy:

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Tsktsk, looks like that, no?

More proof that the guy doesn’t read the laws he signs, or how the system is supposed to work. In any event, watch PhilHealth go into a funding crisis once Covid-19 bills get paid.

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Sagot din ng mga freelancers at mga self-employed yung buong amount. :pensive:

This would’ve been fine kung marami tayong nagtatanggap na benefits. As it is, ang hirap magcharge sa Philhealth tapos ang insensitive talaga ng timing nila. Marami kayang OFWs ang walang work ngayon dahil sa COVID :smash:

Oh, that is true. Maraming nawalan ng work. :pleading_face:

Who says COVID bills are going to get paid?
“Ramirez also said PhilHealth owes the hospital at least ₱180 million in expenses for patients serviced in 2019.”

Matagal nang in dire financial straits ang Philhealth, ganito ba naman ang mga nakaupo:

What happens when these things are treated as a political reward.

They are imposing too much burden on OFWs, methinks. And then the rate is set to increase pa yearly. A lot ot OFWs already support their families beyond the Philhealth system. Via Philhealth, their dependents get support, yes. So that’s already at least two streams there. The increase in the contributions they are to pay is, IMO, too hefty. Not all OFWs earn loads. E di gawin kaya nilang higher income ceiling of contributions and higher floor too (terms not mine) para yung mga high earners sa pinas for example e magpay more.

Also: The coverage is sweeping. Check the definition of “direct contributors” under the IRR (sec 8.2) and “overseas Filipinos” under philhealth circular 2020-0014.

Perhaps the intention was (I hope) that, say, a dual Fil citizen living in Honduras and who hasn’t been back to the Philippines since 1992 will only be subject to this mandatory contribution when he or she uses the phil health system and the IRR and circulars are just badly worded? But wait there’s an auto membership provision under sec 5.1 of IRR (sec 5 of UCHA? I forget) and auto membership carries with it both benefits and the obligation to pay, correct?

How, pray tell, are they going to impose this mandatory contribution obligation (which I still hope is a provision that somehow got lost in translation) on non-resident Filipinos whose contracts are not registered with OWWA, etc without violating data protection rights (Philhealth is directed to liaise with DFA, etc)?

There was a philhealth memo i chanced upon na reimbursement of bills incurred at foreign hospitals by filipinos are also going to be reimbursed (to a certain extent of course) so overseas filipinos’ contributions are supposed to make sense. But there are lots of these Overseas fils who live in countries where health contributions are also obligatory and which cover all their med expenses, even when they are abroad. So… they pay for 2 when 1 is certainly enough?

Di ko gets. Or am I misreading the IRR and circulars, vis-a-vis UCHA?

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@Gesundheit: You’re not wrong on data protection.

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Double whammy ang impact sa OFWs sa totoo lang. Dapat silang magbayad ng premiums kahit most of the time eh wala naman sila sa Pilipinas. Kumbaga nakatulong na sila sa pagpapahaba ng fund life ng PhilHealth at the same time eh di pa sila inaasahan na makakabawas masyado sa pondo ng PhilHealth.

Medyo unfair nga ito. Dapat ang ginawa nila eh voluntary na lang. Tapos yung benefits mo sa PhilHealth eh nakadepende sa magkano ang binabayad mo.

Ang point naman kasi ng Universal Health Care eh “universal” siya. Yung mga mas may kaya eh talagang magbibigay ng malaki para naman yung mga mahihirap na walang-wala talaga eh may access sa quality healthcare.

Sana lang talaga eh maging malakas yung campaign on preventive healthcare kasi tumataas ang incidence ng lifestyle diseases sa bansa. Kung hindi maagapan eh yun ang magpapalugi sa PhilHealth.

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